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WORLD CLASS S&T UNIVERSITY

Life on Campus

KAIST Student Health Insurance Association

Promotion of health welfare and healthy academic life
by waiving student medical check-up fees and providing a medical allowance

Membership Registration
Subject
  • Student member
    • Mandatory (automatic) membership: Currently enrolled government scholarship undergraduate and graduate students
    • Selective (applicable) membership:
      • Post government scholarship graduate students (accrued scholarship students)
      • KAIST scholarship students, international students, and non-scholarship students
  • Family member: selective (applicable) registration
    • Student's full family membership code and regulationApplication
      • Family members only include the student's husband or wife and direct descendants. Husbands or wives of the student member already registered for National Health Insurance are not applicable.
      • It is a rule that the entire family must become members to obtain family membership.
Membership Registration (per semester)
  • Subject: Selective membership applicants
  • Registration period
    • Spring semester: Last week of February ~ First week of March
    • Fall semester: Last week of August ~ First week of September
Membership Fee & Payment Method
  • Membership fee: Membership fee (semester/person) + new registration fee (initial members only)
  • Payment method mandatory membership
    • Undergraduate: Included in tuition
    • Graduate/doctoral programs: The payment will be deducted from the March, June, September, and November payment to assisting instructors/researchers from academic scholarships.
  • Selective membership: Full payment must be made within a certain timeframe after completing the registration procedure

※ If there is a period of time that you withdrew your registration after the initial registration, full payments must be made, including the period of membership withdrawal, in order renew the membership (No benefits offered during the unsubscribed period.)

Benefits
  • Financial medical allowance
  • Free student medical check-ups and vaccination, etc.
  • Subscription period per semester
    • Spring semester: March 1st~ August 31st
    • Fall semester: September 1st~ next year end of February.
      ※ However, benefits start from the day of admission for freshman, benefits are valid until the day of graduation for graduating students.
Medical Allowance Support for Members
Financial Aid Limit
  • 5,000,000 KRW Annually (some items maximum of 200,000 KRW to 500,000 KRW annual period: March 1st ~ the end of February of the following year)
  • If the dental care allowance surpasses 200,000 Won, KAIST Clinic will support the extra fees up to 300,000 KRW.
Insurance Claim
KAIST Clinic
KAIST Clinic
Category Medical Care Fee On-medical Care Fees (vaccination exempted)
National Health Insurance Non-national Health Insurance
Mutual Medical Aid 100% 60% 40%
Deductible - 40% 60%
Annual Aid Limit 5,000,000 KRW 500,000 KRW
Off-campus Hospital
Off-campus Hospital
Category Medical Care Fee Non-medical Care Fees
National Health Insurance Non-national Health Insurance MRI, CT, Ultrasonic Waves, Psychiatry Infant Vaccination Antitetanic Serum Extra Fees Excluding Cosmetic Surgery, Dermatology, Vision Correction (ophthalmology), Pharmacy, Medical Check-up fees, Vaccination Dental Care Fees
Mutual Medical Aid 70% 60% 50% 30% 30%
Deductible 30% 40% 50% 70% 70%
Annual Aid Limit 5,000,000 KRW 5,000,000 KRW 5,000,000 KRW 5,000,000 KRW 200,000 KRW

※ Extra medical fees (If dental care allowance surpasses 200,000 Won, the KAIST Clinic will support the extra fees up to 300,000 KRW)

Applying for Medical Care FeesApplying for Medical Care Fees

[Medical fee receipt validation period: 3 months]
『Illness & various off-campus accidents (except for car accidents) medicated in any hospital is applicable』

  • Method: Attach medical care fee receipt onto the medical care fee application (stationed in the student mutual medical aid center) and register at the student mutual medical aid center. (Pharmaceutical fees may apply)
  • Precautions in Issuing Medical Care Fee Receipt
    • Patient name, appointment date, treatment summary, etc., must be written on the receipt (original copy required)
    • Credit card receipts cannot be processed
Free Student Medical Check-Up and Vaccination for Members
General medical check-up (every October)
  • Basic check-up: Free
    • Examination items: Total of 60 items (blood test, urine examination, electrocardiography, body composition test, stress level test, etc.)
  • Selective items: Deductible
    • All selective testing items except for basic check-up items (abdomen ultrasonic examination, gastro scope test, general test, etc.) are deductible
Vaccination (partially deductable)
  • Hepatitis (type) B, flu

※ Vaccinations received during the general medical check-up may only apply

On-Campus Medical Aid Support for Current Students
Location of Accident
  • Any accident that occurred on-campus
Financial Aid
  • Maximum of 5,000,000 KRW for medical fees
  • Difference in hospital room cost, selective medical fees, oriental medicine (acupuncture), medical fees incurred after 180 days of the accident are exempt.
Application
  • Apply at the mutual medical aid center with the insurance claim form (accident report) and additional documents.
  • Additional documents (required forms are different by the amount incurred)
    • Below 100,000 KRW: Medical care receipt
    • Above 100,000 KRW: Medical care receipt, doctor's note + medical record
      ※ Use of a deluxe patient room if hospitalized: confirmation document verifying use of the deluxe patient room
Additional Benefits of Accident Insurance for Current Students
Additional Benefits of Accident Insurance for Current Students
Category Coverage
School CEO Liability Insurance (A) Group Personal Accident Insurance (extra) (B) Maximum Guaranteed Insurance Coverage Fee (A) + (B)
Death/Stress Disorder On-campus 5,000,000,000 KRW 2,000,000,000 KRW 7,000,000,000 KRW
Off-campus N/A 2,000,000,000 KRW 2,000,000,000 KRW
Injury Treatment On-campus 5,000,000 KRW Surpassing (A) coverage 2,000,000 KRW 7,000,000 KRW (A,B double payment N/A) 2,000,000 KRW
Off-campus N/A Surpassing (A) coverage 2,000,000 KRW 7,000,000 KRW (A,B double payment N/A) 2,000,000 KRW
Insurance Fee Responsibility KAIST Deductible principle
Group Personal Accident Insurance Applicable Subjects and Summary
Subject

Desiring current students may apply

Summary
Summary
Category Application Period Benefiting Period Insurance Coverage
Current Students 10.1 ~ 14 10. 15 (16:00) ~ next year 10. 15 (16:00) approx. 62,000 KRW Approx. 47,000 KRW (365 days)
Freshman & Unsubscribed Current Students Last week of January ~ Early February 2. 10 (16:00) ~ 10. 15 (16:00) Approx. 33,000 KRW (246 days)

KAIST, 291 Daehak-ro, Yuseong-gu, Daejeon 34141, Republic of Korea

T. 042-350-2114 / F. 042-350-2210 (2220)

Copyright (C) 2014, Korea Advanced Institute of Science and Technology, All Rights Reserved.

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